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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

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*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Choose the most convenient office or ATM for you

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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 15/08/2025 17:00:18

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.71400
1.71400
Buying rate
1.62500
1.62500
BNB fixing
1.67337
Cash payment
Non-cash payment
Selling rate
2.33000
2.33000
Buying rate
2.19300
2.19300
BNB fixing
2.26842
Cash payment
Non-cash payment
Selling rate
2.12100
2.12100
Buying rate
2.02200
2.02200
BNB fixing
2.07669

KBC Main Markets

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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
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Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
e-Notifications
Transfer to Mobile Number
Loans
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Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
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Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
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EuroHorizon
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Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
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UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
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Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

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Client announcements
KBC Mobile Bulgaria and KBC Online Bulgaria will be no longer supported and with limited access 19 May 2025

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UBB and UBB Interlease support agricultural producers at this year’s edition of BATA AGRO, too
Events
UBB and UBB Interlease support agricultural producers at this year’s edition of BATA AGRO, too 15 May 2025

UBB and UBB Interlease support agricultural producers at this year’s edition of BATA AGRO

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UBB is with the highest credit rating in Bulgaria, according to Fitch
About the company
UBB is with the highest credit rating in Bulgaria, according to Fitch 14 May 2025

The International rating agency Fitch Ratings confirmed the Long-Term Issuer Default Rating (IDR) of UBB. It continues being 'A-' with Outlook Positive.

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UBB distinguished three companies for sustainable development achievements during the Greenest Companies competition of b2b Media
Initiatives
UBB distinguished three companies for sustainable development achievements during the Greenest Companies competition of b2b Media 12 May 2025

VALIYAN, Orenda Group and Medina Med are this year’s winners of the special awards for sustainable development, given out by UBB within the Greenest Companies competition, organized by b2b Media.

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Christof de Mil has been officially registered as UBB MB Chairman and CEO
About the company
Christof de Mil has been officially registered as UBB MB Chairman and CEO 23 April 2025

Following the approvals of all regulatory authorities, Christof De Mil officially assumes the position of Chairman of the Management Board and Chief Executive Officer of UBB

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Tatyana Ivanova: The new normal is the use of banking products and services in a fully digital way
Initiatives
Tatyana Ivanova: The new normal is the use of banking products and services in a fully digital way 22 April 2025

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