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UBB Online
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UBB Mobile
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Responsible Investing funds Sustainability-related disclosures KBC Eco Fund Water Responsible Investing Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing KBC Equity Fund We Shape Responsible Investing KBC Select Immo We House Responsible Investing KBC Equity Fund We Like Responsible Investing KBC Equity Fund We Live Responsible Investing KBC Equity Fund We Care Responsible Investing KBC Equity Fund We Digitize Responsible Investing KBC Equity Fund We Digitize Responsible Investing USD UBB ExpertEase Defensive Conservative Responsible Investing UBB ExpertEase Defensive Balanced Responsible Investing UBB ExpertEase Defensive Tolerant Responsible Investing UBB ExpertEase Dynamic Balanced Responsible Investing UBB ExpertEase Dynamic Tolerant Responsible Investing UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
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Stand-alone insurance products Casco Insurance Travel Insurance Motor Third Party Liability Insurance DZI "Treatment without Borders" Comfort For Home Insurance Zakrila insurance program
Insurance related to bank products Property Insurance to Mortgage Loans Insurances for debit cards and credit cards Life Insurance to Mortgage Loans Life Insurance to Consumer Loans "Telemedicine" insurance for “Comfort” package
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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

mobile icon
+3592 811 20 99

Remote application for credit products 

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Send Inquiry

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Ask Kate

Digital assistant on UBB Mobile

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Offices and ATMs

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Choose the most convenient office or ATM for you

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UBB Online
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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 17/10/2025 08:26:20

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.71900
1.71900
Buying rate
1.63100
1.63100
BNB fixing
1.67437
Cash payment
Non-cash payment
Selling rate
2.31000
2.31000
Buying rate
2.17400
2.17400
BNB fixing
2.24937
Cash payment
Non-cash payment
Selling rate
2.16400
2.16400
Buying rate
2.06500
2.06500
BNB fixing
2.11281

KBC Main Markets

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UBB Interlease

UBB Interlease
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Pension Insurance
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UBB Asset Management
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Promotions
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
Instant SEPA fund transfer
e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
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Advanced Investments
Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
UBB Balanced Fund
UBB Premium Equity
UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
atms icon
Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
UBB Online
UBB Mobile
UBB Mobile
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Become a client completely digitally
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loan KBC Group Bulgaria - adoption of the Euro Learn more
loan InResto - every purchase may become an investment Learn more
loan Online mortgage pre-approval loan Learn more
loan Become UBB client in a fully digital way Learn more
Ubb mobile

With UBB Mobile
you bank on the go

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Easy, quick and secure

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Important information

Important information

Pay for zone parking with UBB Mobile

3D Secure

3D Secure

Online payment card registration

DIGITAL WALLET

DIGITAL WALLET

Pay through
your mobile phone

Register

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Become a client in a fully digital way

Mortgage Loan Calculator

I want a loan

40903.35
EUR

I want to repay the loan

mths
435.71
BGN/month
222.77
EUR/month
3.17%
APR%

The provided information about the Annual Percentage Rate (APR) and the Monthly Loan Installment is tentative and DOES NOT represent a final commercial offer. The calculations have been made on the basis of UBB AD’s effective interest rate terms and conditions for the respective loan. Please, note that the applicable to the loan variable interest rate is being formed of a fixed margin and a Reference Interest Rate, calculated in accordance with the approved by the bank RIR Calculation Methodology, as its value may change over time. The APR calculation includes the expenses for Property Insurance, required under the loan and calculated upon the assumption that the Borrower has chosen to conclude the insurance policy with an insurance company, partner of the Bank. The final loan parameters, tailored to your individual characteristics, you may obtain from our consultants by sending a loan inquiry, visiting a UBB branch or contacting us in a manner, convenient to you.

Tooltip
Learn More

* The loan amount in calculator, as well as the sums, indicating costs, have double visualization in Bulgarian leva (BGN) and in euro (EUR) for customer convenience. Presently UBB provides housing and consumer loans only in Bulgarian leva (BGN).

HighestCredit ratingin Bulgaria*
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Part of the
Belgian KBC Group

Being client-centric we at UBB fulfill the full potential of our membership in a big bank-insurance group as KBC Group, and through our diverse porfolio of products, services and digtal plarforms we respond to each need of every client.

Learn more

* *Fitch Ratings raised the rating of UBB to A, which is the highest bank rating in Bulgaria

KBC Group

Branches and ATMs

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See all branches and ATMs

Contact us

Global Number
+3592 483 17 17

International and domestic line

Mobile
*71 71

Short number for mobile users

Phone
0700 1 17 17

Domestic line

Phone Icon
+3592 811 20 99

Remote application for credit products 

More information

Write to us

Share your feedback or ask us for more information

Send feedback

Meet our consultants

Book a meeting in time and branch most convenient for you

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News

17 October 2025

Scheduled update of UBB Mobile and UBB Online on October 18th

Dear Clients, We would like to inform you about an upcoming scheduled technical update that will take place in the early hours of October 18, 2025 (Saturday), between 12AM and 2AM.

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15 October 2025

Access to UBB Mobile has been restored

More
14 October 2025

Upcoming update of the software on POS terminals will be carried out

Upcoming update of the software on POS terminals will be carried out

More
07 October 2025

New digital service for payment of local taxes and fees via UBB Mobile

UBB Mobile has added a new functionality to its versatile menu of services. UBB’s mobile app now enables individual customers of the biggest bank in Bulgaria in terms of assets to pay their local taxes and fees directly through their phones.

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To all news

About us

As part of KBC Group UBB aims to always be close to its clients. Learn more about us:

Who are we Social responsibility

Become part of Team Blue

Looking for opportunities for successful career development in the financial sphere? Check out our vacancies:

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Innovations

The future is happening now! Join in through our innovation platform SurfStudio.

Surf Studio
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