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Remote application for credit products
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Digital assistant on UBB Mobile
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Fees and terms
Exchange rates
as of 02/09/2025 17:00:20
International and domestic line
Short number for mobile users
Domestic line
Remote application for credit products
Give yourself financial freedom and comfort in your daily life. It is convenient for both everyday payments and large purchases - you pay in a fast and easy manner, with the option for deferral of credit card purchases in equal monthly installments.
In case of a credit limit of BGN 2 000, fully utilized through cash withdrawal at UBB ATM, with annual interest rate of 18.91%, payment instrument annual maintenance fee of BGN 48, monthly current amount maintenace fee BGN 4.50 and 12-month loan tenor, the total due amount will equal BGN 2312.61, with Annual Percentage Rate (APR) of 32.20%. The interest rate is variable, calculated at the reference interest rate of UBB in the amount of 0.11%
Currency | BGN |
Validity period | 2 years |
Interest rate |
16.91% upon purchase
|
Minimum credit limit | BGN 1 000 |
Maximum credit limit | BGN 10 000 |
Liability repayment period | 24 days as from the statement generation date |
Transaction limit upon payment at merchant | up to 100% of the approved credit limit |
Transaction limit upon cash withdrawal at ATM/POS | up to 100% of the approved credit limit |
Number of transactions per week | 50 |
Minimum repayment installment | 3% of the utilized limit, (minimum BGN 10) |
Repayment mode |
Automatically from an account with UBB Through a fund transfer from an account at a UBB branch Through cash installments at specific UBB ATMs or a branch of the Bank Via UPAY electronic gateway |
Utility bill payment | Via UBB's Online banking, UPAY electronic gateway, or at UBB ATMs. |
Maximum protection upon online payments | UBB 3-D Secure - a cardholder authentication service for online Internet transactions. More detailed information, as well as for the purpose of administering your registration, please visit: for VISA cards and for Mastercard cards. |
Useful documents
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Send requestInternational and domestic line
Short number for mobile users
Domestic line
Remote application for credit products
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UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.
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