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Debit Cards Visa Debit and Debit Mastercard debit cards Visa Gold Debit and Mastercard World Debit Premium debit cards Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards Visa and Mastercard International credit cards Visa Gold and Mastercard Gold Gold credit cards
Digital wallets Google Pay Apple Pay
Card Exchange Rate
Packages Youth & Students Package, part of the Full Access programme Comfort package Privilege Package Package „For Salary“
Accounts Open an account digitally Activity account Privilege account Standard current account Payment account with basic features
Payments Utility bill payment Payment of taxes Standard fund transfers Instant (BLINK) fund transfer e-Notifications Transfer to Mobile Number
Mortgage Loans Online mortgage pre-approval loan for purchase Mortgage loan for real estate purchase Mortgage loan for refinancing Mortgage loan for current needs Mortgage loan with a fixed interest rate
Consumer Loans Consumer loan Consumer Loan for Large Amounts Golden age consumer loan United loan Overdraft Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Investment for everyone InResto Systematic investment plan (SIP) Investments in gold
Responsible Investing funds Sustainability-related disclosures KBC Eco Fund Water Responsible Investing KBC Equity Fund We Shape Responsible Investing KBC Select Immo We House Responsible Investing KBC Equity Fund We Like Responsible Investing KBC Equity Fund We Live Responsible Investing KBC Equity Fund We Care Responsible Investing KBC Equity Fund We Digitize Responsible Investing KBC Equity Fund We Digitize Responsible Investing USD UBB ExpertEase Defensive Conservative Responsible Investing UBB ExpertEase Defensive Balanced Responsible Investing UBB ExpertEase Defensive Tolerant Responsible Investing UBB ExpertEase Dynamic Balanced Responsible Investing UBB ExpertEase Dynamic Tolerant Responsible Investing UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds Multi-signal UBB ExpertEase Defensive Balanced UBB ExpertEase Defensive Tolerant UBB ExpertEase Dynamic Balanced UBB ExpertЕase Highly Dynamic Tolerant UBB ExpertЕase Dynamic Tolerant Low risk UBB Platinum Bulgaria Medium risk High risk Optimum Fund Enhanced Intelligence Global Allocation
Savings Deposit Invest Standard time deposits Available funds deposit Open Deposit
Unit Link EuroFuture EuroInvest EuroHorizon
Advanced Investments Debt markets FX Trade Brokerage services
UBB Platinum Euro Bond UBB Balanced Fund UBB Premium Equity UBB Patrimonium Land UBB Global Pharm Invest UBB Global Child Fund UBB Global Growth UBB Global Dividend
Stand-alone insurance products Casco Insurance Travel Insurance Motor Third Party Liability Insurance DZI "Treatment without Borders" Comfort For Home Insurance Zakrila insurance program
Insurance related to bank products Property Insurance to Mortgage Loans Insurances for debit cards and credit cards Life Insurance to Mortgage Loans Life Insurance to Consumer Loans "Telemedicine" insurance for “Comfort” package
Become a Digital Client of the Bank Become a Digital Client of the Bank
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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

mobile icon
+3592 811 20 99

Remote application for credit products 

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Send Inquiry

Send your inquiry via our contact form

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Ask Kate

Digital assistant on UBB Mobile

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Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

UBB Online
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UPAY
UPAY
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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 18/06/2025 17:00:12

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.74600
1.74600
Buying rate
1.65800
1.65800
BNB fixing
1.69954
Cash payment
Non-cash payment
Selling rate
2.35200
2.35200
Buying rate
2.21600
2.21600
BNB fixing
2.28699
Cash payment
Non-cash payment
Selling rate
2.12900
2.12900
Buying rate
2.03000
2.03000
BNB fixing
2.08001

KBC Main Markets

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UBB Interlease

UBB Interlease
Pension Insurance

Pension Insurance
UBB Asset Management

UBB Asset Management
UBB Insurance Broker

UBB Insurance Broker
KBC Logo

Leasing
KBC Logo

Investment Management
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
Optimum Fund Enhanced Intelligence Global Allocation
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
EuroHorizon
Advanced Investments
Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
UBB Balanced Fund
UBB Premium Equity
UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
atms icon
Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
UBB Online
UBB Mobile
UBB Mobile
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  • I want to become a digital client

I want to become a digital client

Do it online Take debit or credit card Open a current account Check out our package offers
Do it online

Do it online

Become a Client Online

Save precious time with the convenient online process.

Learn More

UBB Online

Manage your funds any time, anywhere.

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UBB Mobile

Bank with ease, convenience and on the go - from your mobile device.

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UPAY - e-services gateway

Pay bills and other payables without mandatory registration .

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Take debit or credit card

Take debit or credit card

Debit Cards

Enjoy the ease of paying in a contactless manner with Mastercard and Visa-branded cards .Premium Debit Cards

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Premium Debit Cards

Security, comfort and additional privileges worldwide.

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Credit Cards

About the financial freedom and convenience in your daily life.

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Gold Credit Cards

Security, ease and prestige upon payment with cards.

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Open a current account

Open a current account

Activity Account

Pay actively and get a refund of the monthly fee.

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Privilege Account

For people with personal pension entitlement, no fees for opening and closing.

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Standard Current Account

Constant access to your funds for payments in Bulgaria and abroad

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Check out our package offers

Check out our package offers

Youth and Students Package

FULL ACCESS – Banking packages for the new generation. Take a grip of your offline & online life.

Learn More

Activity Package

Pay actively at a total monthly fee with minimum costs.

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Privilege Package

Account and a debit card with a total fee for people, entitled to a personal pension.

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Standard Package

The most needed banking products and services at a total monthly fee and minimum costs.

Learn More

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