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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
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Upcoming changes
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Exchange rates

Exchange rates

as of 16/06/2025 10:17:03

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.72900
1.72900
Buying rate
1.64100
1.64100
BNB fixing
1.68985
Cash payment
Non-cash payment
Selling rate
2.35900
2.35900
Buying rate
2.22200
2.22200
BNB fixing
2.29477
Cash payment
Non-cash payment
Selling rate
2.12800
2.12800
Buying rate
2.02900
2.02900
BNB fixing
2.08222

KBC Main Markets

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Individual clients >
Cards
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Digital wallets
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Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
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Package „For Salary“
Accounts
Open an account digitally
Activity account
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Payment account with basic features
Payments
Utility bill payment
Payment of taxes
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Loans
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Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
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Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
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KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
Optimum Fund Enhanced Intelligence Global Allocation
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
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UBB ExpertЕase Dynamic Tolerant
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Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
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Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
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For companies with annual turnover above 2mln BGN
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For producers Agri producers with anual turnover up to 2mln BGN
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For producers Agri producers with anual turnover above 2mln BGN
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+3592 483 1717

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loan KBC Group Bulgaria - adoption of the Euro Learn more
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loan Online mortgage pre-approval loan Learn more
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you bank on the go

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

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Important information

Important information

From 30.11.2024 payments to IBAN numbers RZBB are no longer accepted

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Mortgage Loan Calculator

I want a loan

levа

I want to repay the loan

mths
435.71
levа/month
3.17%
APR%

The provided information about the Annual Percentage Rate (APR) and the Monthly Loan Installment is tentative and DOES NOT represent a final commercial offer. The calculations have been made on the basis of UBB AD’s effective interest rate terms and conditions for the respective loan. Please, note that the applicable to the loan variable interest rate is being formed of a fixed margin and a Reference Interest Rate, calculated in accordance with the approved by the bank RIR Calculation Methodology, as its value may change over time. The APR calculation includes the expenses for Property Insurance, required under the loan and calculated upon the assumption that the Borrower has chosen to conclude the insurance policy with an insurance company, partner of the Bank. The final loan parameters, tailored to your individual characteristics, you may obtain from our consultants by sending a loan inquiry, visiting a UBB branch or contacting us in a manner, convenient to you.

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News

16 June 2025

Message to the investors in UBB funds, excluding the responsible investing funds

More
09 June 2025

UBB with yet another recognition for sustainability from Your Business magazine

UBB was awarded a special diploma for the adoption and abiding by sustainable ESG policies.

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06 June 2025

UBB cancels fees for its customers upon depositing Bulgarian leva banknotes at branches or ATMs of the bank

More
05 June 2025

KBC Group in Bulgaria launches dedicated communication in line with the euro adoption

The two leading companies of KBC Group in Bulgaria – UBB and DZI – have published dedicated info pages, linked to the euro adoption in Bulgaria.

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About us

As part of KBC Group UBB aims to always be close to its clients. Learn more about us:

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