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Debit Cards Visa Debit and Debit Mastercard debit cards Visa Gold Debit and Mastercard World Debit Premium debit cards Debit cards for children/ teens, aged between 14 and 18 years
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Stand-alone insurance products Casco Insurance Travel Insurance Motor Third Party Liability Insurance DZI "Treatment without Borders" Comfort For Home Insurance Zakrila insurance program
Insurance related to bank products Property Insurance to Mortgage Loans Insurances for debit cards and credit cards Life Insurance to Mortgage Loans Life Insurance to Consumer Loans "Telemedicine" insurance for “Comfort” package
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0700 1 17 17

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+3592 483 1717

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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 14/04/2025 08:33:39

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.75400
1.75200
Buying rate
1.68000
1.68000
BNB fixing
1.72381
Cash payment
Non-cash payment
Selling rate
2.29200
2.29000
Buying rate
2.20300
2.20500
BNB fixing
2.25643
Cash payment
Non-cash payment
Selling rate
2.14500
2.14300
Buying rate
2.05500
2.05700
BNB fixing
2.11395

KBC Main Markets

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UBB Interlease

UBB Interlease
Pension Insurance

Pension Insurance
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UBB Asset Management
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Leasing
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Responsible investing
KBC Eco Fund Water Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
Optimum Fund Enhanced Intelligence Global Allocation
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
EuroHorizon
Advanced Investments
Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
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UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
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phone
0700 1 17 17

Domestic line

international phone
+3592 483 1717

International line

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RZBB -> UBBS

From 30.11.2024 payments to IBAN numbers RZBB are no longer accepted

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Important information

Important information

From 30.11.2024 payments to IBAN numbers RZBB are no longer accepted

3D Secure

3D Secure

Online payment card registration

е-Vignette

е-Vignette

Grab an е-Vignette, now in a quick and easy way
via UBB Mobile 

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Become a client in a fully digital way

pre-approval

Online mortgage pre-approval loan

Step towards your dream home

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HighestCredit ratingin Bulgaria*
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Part of the
Belgian KBC Group

Being client-centric we at UBB fulfill the full potential of our membership in a big bank-insurance group as KBC Group, and through our diverse porfolio of products, services and digtal plarforms we respond to each need of every client.

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* Fitch Ratings raised the rating of UBB to A-, which is the highest bank rating in Bulgaria

KBC Group

Mortgage Loan Calculator

I want a loan

levа

I want to repay the loan

mths
435.71
levа/month
3.17%
APR%

The provided information about the Annual Percentage Rate (APR) and the Monthly Loan Installment is tentative and DOES NOT represent a final commercial offer. The calculations have been made on the basis of UBB AD’s effective interest rate terms and conditions for the respective loan. Please, note that the applicable to the loan variable interest rate is being formed of a fixed margin and a Reference Interest Rate, calculated in accordance with the approved by the bank RIR Calculation Methodology, as its value may change over time. The APR calculation includes the expenses for Property Insurance, required under the loan and calculated upon the assumption that the Borrower has chosen to conclude the insurance policy with an insurance company, partner of the Bank. The final loan parameters, tailored to your individual characteristics, you may obtain from our consultants by sending a loan inquiry, visiting a UBB branch or contacting us in a manner, convenient to you.

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Contact us

Phone
0700 1 17 17

Domestic line

Global Number
+3592 483 1717

International line

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News

27 March 2025

Notice from FSC about the currency conversion of financial instruments 

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24 March 2025

Christof De Mil: Personalisation, simplification and focus on customer experience - this is the future of banking sector

Christof De Mil: Personalisation, simplification and focus on customer experience - this is the future of banking sector

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18 March 2025

UBB obtained the Responsible Company - Responsible Employees silver distinction for 2024

UBB obtained the Responsible Company - Responsible Employees silver distinction of the BCause Foundation for 2024.

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18 March 2025

UBB with useful information on the occasion of the European Money Week 2025

For a consecutive year UBB takes part in the European Money Week.

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About us

As part of KBC Group UBB aims to always be close to its clients. Learn more about us:

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