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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Send Inquiry

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Ask Kate

Digital assistant on UBB Mobile

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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 02/09/2025 17:00:20

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.72100
1.72100
Buying rate
1.63200
1.63200
BNB fixing
1.67940
Cash payment
Non-cash payment
Selling rate
2.31100
2.31100
Buying rate
2.17500
2.17500
BNB fixing
2.24756
Cash payment
Non-cash payment
Selling rate
2.13400
2.13400
Buying rate
2.03500
2.03500
BNB fixing
2.08822

KBC Main Markets

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UBB Interlease

UBB Interlease
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
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Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Promotions
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
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e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
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EuroFuture
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UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
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POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
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Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
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Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
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Ubb mobile

With UBB Mobile
you bank on the go

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Easy, quick and secure

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Important information

Important information

From 30.11.2024 payments to IBAN numbers RZBB are no longer accepted

3D Secure

3D Secure

Online payment card registration

DIGITAL WALLET

DIGITAL WALLET

Pay through
your mobile phone

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Become a client in a fully digital way

Mortgage Loan Calculator

I want a loan

40903.35
EUR

I want to repay the loan

mths
435.71
BGN/month
222.77
EUR/month
3.17%
APR%

The provided information about the Annual Percentage Rate (APR) and the Monthly Loan Installment is tentative and DOES NOT represent a final commercial offer. The calculations have been made on the basis of UBB AD’s effective interest rate terms and conditions for the respective loan. Please, note that the applicable to the loan variable interest rate is being formed of a fixed margin and a Reference Interest Rate, calculated in accordance with the approved by the bank RIR Calculation Methodology, as its value may change over time. The APR calculation includes the expenses for Property Insurance, required under the loan and calculated upon the assumption that the Borrower has chosen to conclude the insurance policy with an insurance company, partner of the Bank. The final loan parameters, tailored to your individual characteristics, you may obtain from our consultants by sending a loan inquiry, visiting a UBB branch or contacting us in a manner, convenient to you.

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* The loan amount in calculator, as well as the sums, indicating costs, have double visualization in Bulgarian leva (BGN) and in euro (EUR) for customer convenience. Presently UBB provides housing and consumer loans only in Bulgarian leva (BGN).

HighestCredit ratingin Bulgaria*
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Part of the
Belgian KBC Group

Being client-centric we at UBB fulfill the full potential of our membership in a big bank-insurance group as KBC Group, and through our diverse porfolio of products, services and digtal plarforms we respond to each need of every client.

Learn more

* *Fitch Ratings raised the rating of UBB to A, which is the highest bank rating in Bulgaria

KBC Group

Branches and ATMs

Map See all branches and ATMs
See all branches and ATMs

Contact us

Global Number
+3592 483 17 17

International and domestic line

Mobile
*71 71

Short number for mobile users

Phone
0700 1 17 17

Domestic line

Phone Icon
+3592 811 20 99

Remote application for credit products 

More information

Write to us

Share your feedback or ask us for more information

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Meet our consultants

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News

28 August 2025

Record number of projects in the Choose to Help donor programme of UBB

Applications for 218 projects have been submitted for the 16-th edition of the Choose to Help donor programme of UBB.

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21 August 2025

UBB is the most innovative and best digital bank for customers in Bulgaria according to Global Finance

Global Finance has named UBB the most innovative and best digital bank for customers in Bulgaria

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08 August 2025

UBB customers can use SEPA Instant Transfers in 23 European countries

United Bulgarian Bank (UBB) has introduced a new service - SEPA Instant Transfers - enabling the effecting of blink fund transfers in the euro currency within the European Union (EU) and the European Economic Area (EEA).

More
06 August 2025

Scheduled update of OBB Mobile and OBB Online on August 10th

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To all news

About us

As part of KBC Group UBB aims to always be close to its clients. Learn more about us:

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Become part of Team Blue

Looking for opportunities for successful career development in the financial sphere? Check out our vacancies:

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Innovations

The future is happening now! Join in through our innovation platform SurfStudio.

Surf Studio
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