Working capital loan and Overdraft

You directly draw down and repay the used limit on your current account for overdrafts
Each month you pay interest only on the utilized part of the overdraft
No need to submit cost proving documents for the utilization of the amount for overdrafts
Opportunity for a grace period for standard working type of loan with monthly installments.
Alleviated collateral requirements upon using guarantee instruments
No need to present cost-proving documents for the amounts’ drawdown

Borrowers	Legal entities Agricultural producers
Currency	BGN / EUR / USD
Tenor	12 month with an option for revolving up to 5 years Fixed terms – up to 5 years for standart working capital loan
Fee	As per UBB’s Fees and Commissions’ Tariffs for Business Clients
Renewal	On annual basis, with an automatic revolving option
Manner of repayment	Decreasing limits Bullet payment on the maturity date Monthly instalment - for standard working capital loan
Collateral-related requirements	Guarantee under the COSME Programme Movable assets Mortgage on a real estate Cash funds, receivables Special pledge of receivables in accounts

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