Investment loan for construction/purchase of photovoltaic power plants | UBB

Exchange rates

as of 09/01/2025 12:34:28

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.93800

1.93500

Buying rate

1.85400

1.85600

BNB fixing

1.89794

Cash payment

Non-cash payment

Selling rate

2.39900

2.39400

Buying rate

2.27400

2.27800

BNB fixing

2.33370

Cash payment

Non-cash payment

Selling rate

2.12400

2.12200

Buying rate

2.03000

2.03200

BNB fixing

2.08133

Advantages

No limitation in the way of using the produced electric energy - for own needs and/or sale
High percentage of financing
Long repayment period – up to 120 months

Parameters

Borrowers	Legal entities registered under the Bulgarian legislation, as well as freelancers and agricultural producers
Purpose of the loan	Investments for construction / purchase of a photovoltaic installation - up to 500 kWp capacity for production of electricity, intended for own consumption and/or sale of electricity
Business history	Minimum 18 months of active operation
Loan currency	BGN and EUR
Maximum loan amount	Up to BGN 600 000 / EUR 300 000
Funding percentage	Up to 90% of the project value (less VAT) Up to 100% of the project value (less VAT) upon participation in grant programmes of the EU
Loan tenor	Up to 120 months
Grace period	Up to 9 months
Repayment	Equal monthly installments under the principal and the respective interest on the outstanding principal for the period
Collateral - standardized requirements	The photovoltaic installation, object of the financing; Other admissible collaterals: real estate; machines; transport vehicles; receivables; financial assets; capital subsidies under a programme; financial instruments under a guarantee.
Other	Option for using European Guarantee instruments
Interest rates	Variable annual interest rate, formed from the short-term interest rate based on BNB’s statistics (for loans in Bulgarian leva), or, respectively 1-month EURIBOR (for loans in euro) and a fixed margin, determined individually depending on the amount, currency, tenor and collateral under the requested loan as well as the client’s risk profile
Fees	As per the bank’s Fees and Commissions’ Tariff for Business Clients and the loan agreement. For secured loans there are also ancillary expenses related to the insurance and establishment of the collateral - for drawing up of a market appraisal, for establishment of a mortgage/pledge, for issuance of certificates, etc.

Required Documents

Loan and credit card application for small enterprises
Balance Sheet, Income Statement and a Tax Return of the Borrower for the last one or two closed financial years, as at the application date
Copies of the ID cards of: the representative of the company - borrower; a co-debtor; collateral providers
Decision of the competent body of the company – in the latter’s capacity as borrower/co-debtor/owner of the collateral, for conclusion of the Loan Agreement and establishment of the collaterals
Collateral ownership documents, and documents required for the collaterals’ due establishment
Documents related to guarantee agreements.

Print list

Useful documents

Send Request

Apply online now and get feedback from an UBB expert.

Send Request

Choose segment

For companies with annual turnover up to 2 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

For freelancers with annual turnover below 1 mln BGN

Number of employees:

Region:

Activity sector:

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Investment loan for construction/purchase of photovoltaic installations

Advantages

Parameters

Required Documents

Send Request

Package programmes "Business partnership"

UBB Online

Property insurance

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Investment loan for construction/purchase of photovoltaic installations

Advantages

Parameters

Required Documents

Send Request

Package programmes "Business partnership"

UBB Online

Property insurance

UBB Video Banker - live video meeting for business clients

UBB Video Banker gives you the opportunity to make audio and video contact, share and discuss documents and screens, whether you use a smartphone, tablet, laptop or desktop computer.