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Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Ask Kate

Digital assistant on UBB Mobile

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Choose the most convenient office or ATM for you

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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 04/09/2025 08:26:08

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.71400
1.71200
Buying rate
1.63900
1.64000
BNB fixing
1.67839
Cash payment
Non-cash payment
Selling rate
2.29200
2.29000
Buying rate
2.20300
2.20500
BNB fixing
2.25144
Cash payment
Non-cash payment
Selling rate
2.12700
2.12500
Buying rate
2.03700
2.03900
BNB fixing
2.08644

KBC Main Markets

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UBB Interlease

UBB Interlease
Pension Insurance

Pension Insurance
UBB Asset Management

UBB Asset Management
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UBB Insurance Broker
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Leasing
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Investment Management
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Promotions
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
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Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
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e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
EuroHorizon
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Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
UBB Balanced Fund
UBB Premium Equity
UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
atms icon
Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
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UBB is the most innovative and best digital bank for customers in Bulgaria according to Global Finance
About the company
UBB is the most innovative and best digital bank for customers in Bulgaria according to Global Finance 21 August 2025

Global Finance has named UBB the most innovative and best digital bank for customers in Bulgaria

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EUROMONEY: UBB is the best Bulgarian bank and the best bank in the ESG domain in Bulgaria
About the company
EUROMONEY: UBB is the best Bulgarian bank and the best bank in the ESG domain in Bulgaria 18 July 2025

UBB won recognition as the Best Bank in Bulgaria and the Best Bank in the ESG domain for Y2025 at the annual awards for exceptional achievements Euromoney Awards for Excellence, organized by the high-rated British magazine Euromoney.

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Fitch Agency has increased the credit rating of UBB to 'A' with Outlook Stable
About the company
Fitch Agency has increased the credit rating of UBB to 'A' with Outlook Stable 15 July 2025

The international rating agency Fitch Ratings has increased the Long-Term Issuer Default Rating – IDR - of UBB from 'A-' to 'A' with Outlook Stable.

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Users of the UBB mobile banking app are growing by over 13% per year
About the company
Users of the UBB mobile banking app are growing by over 13% per year 25 June 2025

UBB customers log in 14.5 million times in total in the UBB Mobile banking app

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UBB received the largest number of prizes at the prestigious Bank of the Year 2024 competition
About the company
UBB received the largest number of prizes at the prestigious Bank of the Year 2024 competition 23 June 2025

United Bulgarian Bank (UBB), part of the Belgian financial group KBC, was awarded a prize in the Market Share category at the 33-rd edition of the Bank of the Year competition.

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UBB with yet another recognition for sustainability from Your Business magazine
About the company
UBB with yet another recognition for sustainability from Your Business magazine 09 June 2025

UBB was awarded a special diploma for the adoption and abiding by sustainable ESG policies.

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