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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 20/05/2025 08:26:16

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.77300
1.77100
Buying rate
1.69900
1.69900
BNB fixing
1.73666
Cash payment
Non-cash payment
Selling rate
2.36300
2.36100
Buying rate
2.27400
2.27600
BNB fixing
2.32311
Cash payment
Non-cash payment
Selling rate
2.12400
2.12200
Buying rate
2.03400
2.03600
BNB fixing
2.08200

KBC Main Markets

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UBB Interlease

UBB Interlease
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Pension Insurance
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
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Package „For Salary“
Accounts
Activity account
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Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
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e-Notifications
Transfer to Mobile Number
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Mortgage loan for real estate purchase
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Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
Optimum Fund Enhanced Intelligence Global Allocation
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
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Standard time deposits
Available funds deposit
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Unit Link
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Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
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phone
0700 1 17 17

Domestic line

international phone
+3592 483 1717

International line

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KBC Bank
RBI's Digital Basket – simple loans for scale-ups for the first time 08 June 2021

Raiffeisen Bank International (RBI) has launched one of the largest European financing programs for digital growth companies.

More
Client announcements
UBB joins the 2021 Equity Day Initiative 28 April 2021

Individual investors in Bulgarian shares, who are clients of UBB, will be able to buy and sell on the Bulgarian Stock Exchange without paying fees and commissions to intermediaries and institutions

More
UBB now with a consumer loan in the UBB Mobile app
Client announcements
UBB now with a consumer loan in the UBB Mobile app 26 April 2021

The Bank’s clients can now request a consumer loan fully remotely, while enjoying a fixed interest rate and approval within minutes

More
UBB starts offering loans with an option for interest subsidies under a programme of the Fund of Funds
Client announcements
UBB starts offering loans with an option for interest subsidies under a programme of the Fund of Funds 21 April 2021

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KBC Bank
EIF and Raiffeisenbank continue to support the Bulgarian business during COVID-19 pandemic by signing another €65 million guarantee agreement 20 April 2021

Raiffeisenbank will provide loans on eased conditions

More
KBC Group opens a Digital Development Center in Varna
KBC Group
KBC Group opens a Digital Development Center in Varna 12 April 2021

More
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