Online/Mobile
Branches and ATMs
0700 1 17 17
No fees for individuals, depositing Bulgarian leva with UBB by the year-end
30 October 2025
United Bulgarian Bank (UBB), part of KBC Group, will continue accepting free-of-charge depositing of Bulgarian leva into the personal accounts of individuals by the end of 2025. The Bank prolongs the campaign, supporting individuals to exchange easier their available banknotes in Bulgarian leva into euro, without waiting till the last moment. On the 1st January 2026 deposited amounts in their current accounts will be converted automatically, without a fee and at the fixed BGN/EUR exchange rate.
Depositing can be made at a teller desk in a UBB branch – without limitation as to the amount, as well as at an ATM with a deposit functionality – in accordance with the daily limits. This campaign is valid only for deposits made by the account holder into his/her own accounts and is not applicable to deposits by third persons. Depositing coins is not included in this campaign.
Over the period customers will be able to continue depositing banknotes in Bulgarian leva in all their personal accounts and deposits of individuals, when being of the “Service User“ capacity within the meaning of the Payment Services and Payment Systems Act.
This is the second consecutive prolongation of the campaign period, as the Bank’s data indicates substantial interest on the part of individuals to the provided opportunity. Reported growth is by about 30%, compared to the period prior to the campaign, as well as approximately 70% increase in the average volumes of deposits, compared to the previous period.
The BNB data as of the end of September also shows that Bulgarians respond to the commercial banks’ information campaigns and to the opportunities to deposit Bulgarian leva free of charge, as there is a reduction of leva in circulation by 10% or by approximately 3 billion.
UBB’s initiative is part of the consistent policy of the biggest bank in Bulgaria in terms of assets for improving the terms and conditions of servicing its customers and in support of Bulgaria’s preparation for seamlessly and successfully joining the Eurozone.
